Privacy Policy
Last updated: 27 June 2025
Market Pulse Daily (“MPD,” “we,” “our,” or “us”) is an independent newsletter that delivers market-related insights via email and the web. We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit https://market-pulse-daily.ghost.io (the “Site”), subscribe to our content, or otherwise interact with us.
Important note on financial content
MPD provides information for educational and general informational purposes only. We are not a registered investment adviser, broker-dealer, or financial planner, and we do not provide personalised financial, investment, legal, or tax advice. Always consult a qualified professional before making any investment decisions.
1. Information We Collect
1.1 Personal information you provide
- Name & email address – collected when you subscribe, contact us, or post a comment.
- Billing information – if you purchase a paid subscription, Stripe collects your payment details (e.g., card number, expiration date, billing address). MPD never stores full card data.
- Communications – the content of emails or messages you send to us and any responses.
1.2 Information collected automatically
Our host, Ghost.io, automatically logs limited technical data whenever you visit the Site, such as: browser type, operating system, truncated IP address (city/country-level location), referring URL, pages visited, and timestamps. We use no third-party analytics platforms or advertising trackers.
1.3 Cookies & similar technologies
Ghost sets first-party cookies and local-storage objects to keep you logged in and remember your preferences. Disabling cookies in your browser may cause some features of the Site to malfunction.
2. How We Use Your Information
- Deliver the newsletter and other content you request;
- Process subscription payments via Stripe;
- Authenticate your account and provide customer support;
- Improve the Site based on aggregated, de-identified usage data maintained by Ghost;
- Send service-related messages (e.g., account or policy updates) and limited marketing emails (you may opt out at any time);
- Comply with legal obligations and protect our rights and the rights of our users.
3. Sharing & Disclosure
We do not sell or rent your personal information. We share it only in the limited circumstances below:
| Recipient | Purpose | Safeguards |
|---|---|---|
| Ghost Foundation Ltd. | Website & newsletter hosting; subscriber management | DPA and EU Standard Contractual Clauses |
| Stripe, Inc. | Secure payment processing | PCI-DSS compliance; no full card data stored by MPD |
| Service providers (IT, legal, accounting) | Essential business operations | Confidentiality & data-protection clauses |
| Public authorities | Legal compliance or protection of rights | Only when required or permitted by law |
4. International Data Transfers
Our servers and some service providers are located in the United States. If you reside outside the U.S., your information may be transferred to, stored, or processed in the U.S. or other jurisdictions that may not provide the same data-protection laws. We rely on appropriate safeguards, such as Standard Contractual Clauses, for such transfers.
5. Data Security
We use administrative, technical, and physical safeguards—such as HTTPS encryption, access controls, and routine backups—to protect your data. However, no Internet transmission or storage system is 100% secure, and we cannot guarantee absolute security.
6. Data Retention
We retain personal information only as long as necessary to fulfil the purposes outlined in this Policy, including legal, accounting, or reporting requirements. We regularly review and anonymise or delete data that is no longer needed.
7. Your Rights
7.1 European Economic Area (EEA) & United Kingdom residents
Subject to the EU/UK GDPR, you may request access, rectification, erasure, or restriction of your personal data, object to processing, or exercise your right to data portability. You may withdraw consent at any time. Contact us using the details below; we will respond within 30 days. You also have the right to lodge a complaint with your supervisory authority.
7.2 California residents
Under the California Consumer Privacy Act (CCPA/CPRA), you may request to know, delete, or correct personal information and opt out of certain data sharing. MPD does not sell personal information as defined by the CCPA.
7.3 Opt-out of marketing emails
Click the “unsubscribe” link in any marketing email or contact us to opt out. Service and transactional emails will still be sent as necessary.
8. Children’s Privacy
Market Pulse Daily is intended for individuals 18 years of age or older. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such data, please contact us so we can delete it.
9. Third-Party Links
Our newsletter or Site may include links to external websites not controlled by MPD. This Privacy Policy does not apply to those sites; please review their respective privacy policies.
10. Changes to This Policy
We may update this Policy periodically. If we make material changes, we will notify subscribers via email or post a prominent notice on the Site. Continued use of the Site after such changes constitutes acceptance of the revised Policy.
11. Contact Us
FMAN Griffith, LLC
Attn. Market Pulse Daily
50 Engle Street
Tenafly, NJ 07670